A Summary of Allstate's Approach to Managing Climate Change

Risk & Climate
There'sGoodto be done

Climate change affects the way Allstate does business and how we serve our customers. Because changing weather patterns can cause more frequent or more severe weather events, Allstate has a significant interest in helping mitigate the effects of severe weather on our customers and our company. To learn more on Allstate’s approach to managing climate change, see our Climate Change Statement.

Allstate seeks to maintain an understanding of climate risks that directly affect both our insurance products and our assets. We continue to see sea levels rise and more frequent heavy precipitation events, flooding, droughts and wildfires. These events can affect the availability and affordability of insurance.

Consequently, Allstate continues to assess and refine its exposure management, pricing, modeling and underwriting practices concerning climate-related risks. Climate volatility also means Allstate must keep current with changes in climate policy, technology and physical risks. Our risk management approach considers the changing severity and frequency of weather-related natural catastrophes. As a leading insurer, we will continue to provide our industry expertise in formulating public policy solutions that both mitigate weather-related risks and reduce impacts on those most vulnerable. To learn more on Allstate’s approach to managing climate change, see our Climate Change Statement.


Climate change refers to a change in the state of the climate that can be identified (e.g., using statistical tests) by changes in the mean and / or the variability of its properties and that persists for an extended period, typically decades or longer. It refers to any change in climate over time, whether due to natural variability or as a result of human activity.


Using Technology and Innovation When Disaster Strikes

For over 20 years, Allstate’s National Catastrophe Team has supported customers across the country as they navigate the most difficult times in their lives.

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